Scams How to spot them in Your Industry!

Protecting the consumers from the robbers!

Have you been scammed on your goals

Have you really been taught how to write goals or is it just a support option that you have told is big value from a course, training or seminar?

Roy McDonald told me all I need to know about goals setting and how to make the most of them each day. Roy said you must start your goals with your “why”, if your why is not enough you will never have the determination to complete the action necessary to achieve a goal.

1. Why do you want this?

Roy McDonald also has a system to writing goals its called “smarties

Specific,

Measurable,

Attainable,

Realistic,

Tangible,

Inspirational,

Emotional,

Success.

Don’t attend a seminar that tells you to set goals unless they give you support written documents that you can refer to help you on your way. If I was to recommend a site it would be http://onelifegoals.com, they have a great tool at the Goal setting workshop.

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April 1, 2010 Posted by | Seminars, Training | , , , , , , , , , , , , | Leave a comment

7 Tips For Spotting An Investment Scam

Author: P. Christopher Music

Do you know the tale-tell characteristics that indicate “investment scam?”

Over the course of the last two decades in the financial industry, I have had good fortune, and yes, bad fortune in learning about the realities of investments.   When I speak with investors, it’s not uncommon for some people to insist on certain delusions they have accumulated regarding the subject.  This article is an effort to give you some the characteristics of any investment proposal that deserves your careful scrutiny and distrust.

Most investment scams have certain characteristics in common:

  1. 1. Secrecy – Any investment program that is worth anything can stand up to the scrutiny of financial advisors, accountants, attorneys and anybody else with some investment acumen.  Many scams create this confidentiality to give the investor the feeling that they are “on the inside,” privy to investments only available to wealthy families or a select group of fortunate people.  The confidentiality requirement is designed to prevent you from communicating with others about your involvement so you will keep believing what the scammers are telling you.
  1. 2. High Returns—What rates of return should a person receive for investing money?  Well, if it sounds too good to be true, it probably is.  While 20% returns may be possible for very speculative investments under certain circumstances, anything beyond that is simply not real over time.  If any return on investment is greater than what would normally be earned on that type of asset, it is a good indicator that something isn’t right.  Consult a knowledgeable financial advisor of your  investment plans if you have any doubt.
  1. 3. No Track Record — Any investment program should have returns that can be verified by a reputable third party, such as an accounting or law firm.  Further, the principals of the program should have fully verified backgrounds with a proven record of successful past investment programs.  Moreover, any start-up would have a logical product and a complete business plan replete with reasonable financials and marketing plan.  If there is no track record, forget it.
  1. 4. Lack of Full Documentation—Any legitimate investment has full documentation, including a prospectus (a document that explains the details of an investment) or offering memorandum (which is for private placement programs, investment programs that are made available to qualified investors and not to the general investor public).  Complete contracts would also be provided carefully covering all of the details of the proposed investment.  Insist on full disclosure.
  1. 5. Guarantees—To my knowledge, the only investments that provide guarantees are insurance policies.  If someone is offering you guaranteed returns or a personal guarantee, it’s not worth anything.  If you lose your money in the investment, the personal guarantee is only as good as the assets of the person issuing the guarantee (if they had the money for the guarantee, why would they need yours?)
  1. 6. No Registration with Regulating Authorities—In order to offer an investment to the public, in most cases, the principal creating such an investment will have to register it with the State.  Further, the person selling the investment will have to be registered with the State as a securities salesperson or investment advisor.  Lack of such registration is a red flag.
  1. 7. Offshore Tax Benefits — For American citizens, there are no offshore tax havens.  In other words, US citizens are taxed on worldwide income, regardless of the source.  Anyone stating that you can save or avoid income taxes by moving offshore is just dead wrong.  There is no surer way of creating a problem than attempting to evade taxes.  While there are asset protection reasons to use offshore entities, there are no legitimate income tax saving strategies offered offshore that cannot be done domestically.

I know I said 7 tips, but I thought of one more…

  1. 8. International Lure—Investing internationally has a certain allure to it.  It’s exotic and different.  The only problem is that you transfer your assets overseas and the chance of getting them back may be zilch.  The complexities of international financial regulations and laws make it a great justification for someone to not be able to deliver on intended investment results.  Just keep your money closer to home.

Greed and Desperation

People invest in these programs due to desperation for money or the desire of getting something for nothing.  The way to wealth is through investing wisely in your own ability and production and being intelligent enough to not spend everything you make.  Falling victim to any investment scam can be a significant setback to your quality of life.  Just don’t play that game.  Learn the natural laws of money and apply them and you will be where you want to be in due course.

Article Source: http://www.articlesbase.com/banking-articles/7-tips-for-spotting-an-investment-scam-1943536.html

About the Author

After 15-plus years of being a financial planner, Christopher Music decided there had to be a better way. Witnessing financial debacles of big industry and government-driven economies caused Christopher to take action, developing an instrument that measures the success of any financial plan. The Financial Security AnalysisTM (FSA) is the back bone of Music’s firm, Wealth Advisory Associates (WAA). WAA is a financial planning firm focused on helping private-practice physical therapists understand and implement the most effective strategies to achieving financial success and security. Visit http://www.wealthadvisoryassociates.com

About Roy McDonald

For the past 43 years, Roy McDonald has been searching out, creating, and pioneering some of the best strategies for creating wealth and success in people’s lives. He is the founder of OneLife International.

As an educator, author, business coach, and strategic planner, Roy McDonald is a hands-on wealth creator. The programs that he teaches at One Life International have enabled hundreds of satisfied clients to increase their belief in themselves and therefore their belief in their ability to create wealth.

Roy McDonald is a self-made millionaire and director of 49 different structures and interests in more than 24 companies that turn over in excess of $30 million a year (more than $700,000.00 a week!). This includes an Accounting Firm, a Financial Planning Company, a Real Estate Business, a Development and Construction Company, a Training Organization and other business including Investment companies, Trading Companies, a Travel Company, Farming and Cattle Breeding.

Roy McDonald has been educating people in wealth creation strategies for over 23 years and now with OneLife, Roy gives the participants of his programs a holistic and balanced approach to creating the life of their dreams.

March 16, 2010 Posted by | Consume, Consumer Scams, Courses, fraud, Research sites, Seminars, Share Trading, Share Trading Seminars, Share trading Wealth Creation, Superannuation | , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

How much superannuation do I get paid? Don’t be scammed

Don’t get scammed by your employer, know how much superannuation should you be getting paid?

Here is a guide:

our employer must pay a minimum of 9% of your earnings base into your super account

Generally, as an employee, your employer should be paying super for you if you are:

  • aged 18 years or over but under 70, and;
  • paid at least $450 (before tax) in a calendar month

If you are under 18, you are eligible for compulsory super guarantee if you work 30 hours or more a week.

This is the site I got the information from: http://www.ato.gov.au

and the article is: Superannuation Guarantee – Individuals

Don’t be scammed follow up on your super and plan for your future.

RoyMcDonald seven year plan ebook by Roy Mcdonald


March 12, 2010 Posted by | Consume, Consumer Scams, Courses, fraud, government resources, Report a Scam, Research sites, Seminars, State Resources, Superannuation | , , , , , , , , , , , , , , , , , , | Leave a comment

Roy McDonald, what is a scam?

If we look at the history of a word or the origin of that word, weather it is the meaning of that word in another language or how it is a acronym of a word (slang) we can better understand how to proceed in our situation. If we search around on the word scam we can find some interesting results, on wikipedia we can see the true origin of the words history where it was first used and in what context. Here is a quote from the history of the word scam ;

History

The first known usage of the term “confidence man” in English was in 1849; it was used by American press during the United States trial of William Thompson. Thompson chatted with strangers until he asked if they had the confidence to lend him their watches, whereupon he would walk off with the watch; he was captured when a victim recognized him on the street.[1]

The true meaning as given on wikipedia is;

confidence trick or confidence game (also known as a bunkoconflim flamgafflegrifthustlescamschemeswindle or bamboozle) is an attempt to defraud a person or group by gaining their confidence.

If we take this a little further and look at the word confidence;

Confidence is generally described as a state of being certain either that a hypothesis or prediction is correct or that a chosen course of action is the best or most effective.

We can start to see that a “confidence trick” (scam) is something that is really up to market forces, as the term would surgest in real estate, “When the market is right, it is right and when the market is wrong, it is right!” This just means that no one really makes the definition singularly, it is a variety of sources that determines the result.

market is any one of a variety of different systemsinstitutionsproceduressocial relations and infrastructures where by personstrade, and goods and services are exchanged, forming part of the economy.

This means that we are always changing and there will always be a negative and a positive to the question, (is this or him or her a scam) what you will need to do is keep yourself up to date with the changes to the situation as tomorrow the market may change. Roy has a saying that goes; Planes fly into buildings! So you can never predict and you must always expect the change will come, it maybe the only prediction you can make.

How will this effect you in the evaluation of a scam? Well lets say a person was involved in being accused of scamming (confidence tick), and they then looked at what they where doing from the perspective of the person that had accused them of this, then change what they where doing. Would this person now be more aware of its consumers? Would their product or services be more in tune with the market now (remember the market is always changing) or would the person that had not had this experience become the one who is not with the times or timing of the market, now could be the one accused of scamming? It can be difficult for a consumer to find the true path they wish to take. That is why I believe a lot in the teachings of my mentor Roy McDonald. He has a primary focus of you purpose in life and where  you want to go and who you want to be. This will cut your decision time down in a big way. You will be well aware of what you want to do and where you want to be thus understanding that industry, product or service better then the average consumer, therefore being able to make a better, educated decision promptly. Have a look at Roy’s Seven Year Plan here this may help you create a future that is more focused and give you more clarity. You should also look for other mentors online that provide a lot of good free advice like Brad Sugars free ebooks.

March 8, 2010 Posted by | Business, Consume, Consumer Scams, Courses, fraud, government resources, Real Estate, Report a Scam, Research sites, Scam Games, Seminars, Share Trading, State Resources, Superannuation, Training | , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Fighting Fraud Online with New Offensive

Scam watch join the online offensive

Online fraud and scams has jumped up over the last year with a 16% increase overall in the complaints, 68.6% of that was via the internet. A new campaign from the government site http:scamwatch.gov.au has produced a banner that you can add to your site to help protect consumers.

Article reference:

Channel 7 Sunrise

Full List:

2010 Government partners

2010 Private partners

Top

2010 Community partners

Scams Target you

Add the scam watch banner to your site

March 2, 2010 Posted by | Business, Consume, Consumer Scams, fraud, government resources, Real Estate, Report a Scam, Research sites, Scam Games, Seminars, Share Trading, State Resources, Superannuation | , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Spotting the difference: Financial Advice Seminar or Scam!

Is it Financial Advice or a scam? Roy McDonald has a great resource and a recommended site called;

http://www.understandingmoney.gov.au/

This site has great resources with financial advice the Do’s and Don’ts of financial advice or financial education.

Here are some of the things that can be included in seminars:

  • How to manage your debt
  • The option available in investing or savings
  • Differences between investing areas like share trading VS real estate
  • How to save money
  • A product range the content and characteristics

Now Roy made this point very clear that if you don’t have a (AFS) Licence then you should not be giving the following advice at a seminar. (Australian Financial Services (AFS) Licence)

  • Giving advice that this product is the one to use
  • Giving advice of which option is best
  • Or advice on which product is best
  • Advising where to put their money

When people are giving this advice it is to particular and narrow in a seminar environment Roy McDonald said it is general advice because everyone is different and that kind of very narrow, this product or that is best, will not suit everyone. We all have different commitments with bills; real estate, personal homes, cars, small loans, phones. What you will really need to know to stop being scammed is your position in detail, have an important documents file with all your details up to date so you can see in an instant and even know to a degree if you are ask how much and where your money is coming from and going too.

The important note here is; if you are at a seminar and worried that an investment in a product from them will be a scam then check in with yourself and your financial position. Am I a person that suits share trading and also will it work with my portfolio? How high is my financial education in this arena, out of 10? Can I afford for everything to go bad if in the worst case it dose.

Stick to your goals as Roy has said before and start simple, here is an example of starting small with a bank account. Roy calls it the Wealth Account, you can find the e-book here;

http://www.slideshare.net/RoyMcDonald/wealth-account-by-roy-mc-donald

February 16, 2010 Posted by | Business Seminars, Consume, Consumer Scams, Courses, government resources, Real Estate Seminars, Research sites, Seminars, Share Trading, Share Trading Seminars, Share trading Wealth Creation, Training | , , , , , , , , , , , , , | Leave a comment

Spotting Scams, Learn how in a Game!

Learn how to spot a scam with a specially designed game designed by the government. My mentor Roy MacDonald always told me how important it is to attach a positive state of mind or experience to an event or learning you really want to sink in. The positive state of mind you are in Roy said will help anchor the experience in and therefor you will remember or act in that way without thinking, it becomes a subconscious action a lot quick.

Check out the game here just click on the link, the site is designed for kids but it is always good to have some fun now and then.

You Are Here

I have added a video of Roy McDonald going through the details of his book, he really is explaining his book though a good part of the video Roy talks about how and what he teaches his kids. If you like I believe in Roy’s principles then this is a good video. I also found the link that will get you the rest of the book chapters if you would like to check them out. $1 into $1 Million dollars.

February 15, 2010 Posted by | Consume, Consumer Scams, Courses, government resources, Research sites, Scam Games, Seminars, State Resources, Training | , , , , , , , , , , , , , , , , | Leave a comment

List of the Australasian Consumer Fraud Taskforce: ACFT agencies

Here are a list of the Australian Government sites that are here for a resource;

A collection of great sites this is a perfect resource for you when you are doing you homework, researching a company, person or charity group. Bookmark this page so you have it as a quick reference.

Australian Bureau of Statistics produces research and statistics on personal fraud and scams in Australia.
www.abs.gov.au

Department of Broadband, Communications and the Digital Economy provides links to Australian Government initiatives to improve online security and fraud awareness.
www.dbcde.gov.au

Australian Competition and Consumer Commission is responsible for enforcing the Trade Practices Act 1974 and the state/territory application legislation. It provides advice about scams and how to report them.
www.accc.gov.au

Attorney-General’s Department works to improve identity security, combat identity crime and protect the identities of Australians from being used for illegal purposes. Current initiatives include: The National Identity Security Strategy, The National Document Verification Service (DVS), and the ID Theft – Protecting Your Identity booklet.
www.ag.gov.au

Australian Communications and Media Authority is responsible for enforcing the Spam Act 2003 and has developed an online tool to report spam.
www.spam.acma.gov.au

Australian Institute of Criminology (AIC) is Australia’s national crime and criminal justice research agency. Consumers can fill out a scams survey at www.aic.gov.au/research/fraud/acft/survey.html to gather information to help to improve the prevention, detection, investigation, and prosecution of scam offenders.
www.aic.gov.au

Australian Federal Police represented by the Australian High Tech Crime Centre (AHTCC) provides a nationally coordinated approach to technology-enabled crime. Its brief is to combat serious and complex high tech crimes, especially those beyond the capability of a single jurisdiction.
www.afp.gov.au
Media contact: National Media Team (02) 6275 7100

Australian Securities and Investments Commission (ASIC) investigates scams involving financial products and services including cold calling, phone investment scams and illegal investment schemes.
www.asic.gov.au

Great list from the Australian government here are some from the,

New Zealand Government;

Ministry of Consumer Affairs
www.consumeraffairs.govt.nz

Commerce Commission of New Zealand
www.comcom.govt.nz

Australian State and Territory consumer affairs and fair trading agencies

State and Territory consumer affairs and fair trading agencies protect and promote the interests of consumers by providing advice and assistance, enforcing state consumer laws, investigating complaints, and resolving disputes.

NSW
Office of Fair Trading (OFT)
www.fairtrading.nsw.gov.au

VIC
Consumer Affairs Victoria (CAV)
www.consumer.vic.gov.au

SA
Office of Consumer & Business Affairs (OCBA)
www.ocba.sa.gov.au

QLD
Office of Fair Trading (OFT)
www.fairtrading.qld.gov.au

Tas
Consumer Affairs and Fair Trading (CAFT)
www.consumer.tas.gov.au

NT
Consumer Affairs (Department of Justice)
www.consumeraffairs.nt.gov.au

WA
Department of Consumer and Employment Protection (DOCEP)
www.docep.wa.gov.au

ACT
Office of Regulatory Services
www.ors.act.gov.au

^ Top

Here is some other ACFT information

Taskforce partners

Taskforce members are joined in communicating with Australian consumers about scams by a range of community, non-government and private sector organisations. A list of Taskforce partners will be available on www.scamwatch.gov.au soon.

Reporting a scam

Consumers who think they’ve spotted a scam can report a scam or find out more information about scams on the SCAMwatch website at www.scamwatch.gov.au or call 1300 795 995.

Scams survey

Consumers can also fill out a scams survey on the Australian Institute of Criminology website atwww.aic.gov.au/research/fraud/acft/survey.html Gathering this information will help to improve the prevention, detection, investigation, and prosecution of scam offenders. Aggregated results will be available later in the year from www.scamwatch.gov.au

More information on scams

More information about scams can be found in The Little Black Book of Scams published by the Australian Competition and Consumer Commission, call 1300 302 502 or visit their website www.accc.gov.au

^ Top

Other useful websites or kits (see individual agencies also)

SCAMwatch

A site to help you recognise, report and protect yourself from scams. Explore SCAMwatch to find out more about the scams that target you or your small business. SCAMwatch is the campaign portal for the Australasian Consumer Fraud Taskforce.
www.scamwatch.gov.au

NetAlert

NetAlert is the Australian Government’s cyber-safety website. The site includes advice and resources on Internet scams, identity theft, spam and other online cyber-safety related issues.
www.netalert.gov.au

Protect your financial identity

This website provides information for the public about how to protect your financial identity in everyday life and minimise the damage if a problem occurs. This website has been developed by the Australian Bankers Association, the Australian High Tech Crime Centre and the Australian Securities and Investments Commission.
www.protectfinancialid.org.au

FIDO

The Australian Securities and Investment Commission website for consumers and investors includes warnings about financial scams, lists of illegal investments and unlicensed overseas callers promoting investment opportunities, tips on managing money, and information on how to complain. It also features case studies about people who were made financial offers that were too good to be true.
www.fido.gov.au

Stay smart online

The Australian Government’s e-security website for home users and small businesses. The site has a range of information and resources, including quizzes, guides, tools, tips and advice on how to use the Internet safely and confidently.
www.staysmartonline.gov.au

ID Theft Booklet – Protecting Your Identity

A booklet produced by the Attorney-General’s Department to help Australians prevent, and deal with, identity theft. The Booklet is about how to prevent, and respond to, identity theft. It provides practical strategies on how individuals can protect themselves from becoming victims of identity theft, and what to do if they become a victim of this crime.
www.ag.gov.au/identitysecurity

February 12, 2010 Posted by | Business, Consume, Consumer Scams, government resources, Real Estate, Research sites, Seminars, Share Trading, State Resources, Superannuation, Training | , , , , , , , , , , , , , , , , , | Leave a comment

Spotting a Business or Franchise Scam

We are really blissed when it comes to information online about spotting scams in businesses or franchises. Here is an example of some government websites;

Federal Trade Commission has examples of business scams:

http://www.ftc.gov/bcp/franchise/tsweep02.shtm

Australian Competition and Consumer Commission has the franchising code here:

http://www.accc.gov.au/content/index.phtml/tag/franchisingcode/

A great new one to me I just found is Fido, built by the Australian government, it gives you financial tips and safety checks:

http://www.fido.gov.au/fido/fido.nsf/byHeadline/Scams%20-%20types%20of%20scams

Also another site from a great business leader Brad Sugars:

http://www.actioncoach.com/bradsugars/how-to-spot-a-franchise-scam.php

The information is there so why are people continually scammed? Is it that they just don’t read this or is it that they are not really educated in how to spot scams or even how to spot a business opportunity? It’s a lot of both and can vary, Roy McDonald refers to a percentage of the population being 95% as having no or near nothing in the way of financial education. If Roy can say 95% with confidence we can say it’s that most people just don’t know and wouldn’t be able to spot the difference between a working profitable business, a working unprofitable business and a complete and utter scam.

Spotting a franchise or business scam is left to the government to police and they can be just as bad at spotting them as the general public. Have they ever had the experience of running businesses or doing the due diligences of investing in a new business opportunity on a on going basis? Not really and they shouldn’t need to! Everything should be fine people should not rip other people off and the world is perfect. Well in some peoples eyes that is the case because that is their point of view and that is where we can get unstuck as well. If you think any business or franchise will fit your personality then you will be in for a surprise when the business fails, because you don’t fit the role that supports the growth of the business. This has added another aspect to the equation and makes it even more complicated, you may be tearing your hair out right now though if your look at some of Roger Hamilton’s work  it makes the process of avoiding a scam simple. Roger Hamilton has a great system for budding business owners, its called the Wealth Dynamics Profile Test. This test will help you find out who you really are as a business owner and will show you where you are strong and where you are weak. As Roy McDonald puts it so gracefully; “If you understand yourself, then you can understand where best to excel in every endeavor”.

I’m going to be bold and say if you really don’t understand your personality and how you relate to others is business then you should not go into business, it is really that important to know yourself, if you don’t you maybe be left thinking that you have been scammed. So check out the Wealth Dynamics Profile Test and see how to best work in your flow.

February 10, 2010 Posted by | Business, Business Buying, Business Selling, Business Seminars, Business Trading, Consume, Consumer Scams, Courses, Seminars, Training | , , , , , , , , , , , , , , , , , , , | Leave a comment

The 6 Pillars to Spotting a scam

Weather its spotting a scam in Real Estate, Share Trading, Business or the Internet, you can take these 6 steps or pillars to guide you in the right direction to success and not be scammed. They are really about research, research into yourself and research into the industry.

http://www.slideshare.net/RoyMcDonald/6-pillars-to-spotting-a-scam

Here they are;

  1. What is the industry?
  2. Search on the warning signs for that industry?
  3. Search on how to protect yourself?
  4. Do more homework on your personal plan. What is your direction?
  5. Decide based on your personal plan.
  6. Never loses your capital.

Lets go into more detail here;

1. What is the industry? This can be quite simple, a google search like; The seminar industry, or The Real Estate industry, then just click on a few sites and read more. With your clear objective you will be able to find what you are looking for quite quickly.

2. Search on the warning signs for that industry? Again as you are going through the above process, you’ll almost automatically move into this search, keep it simply and use government sites as you can only trust someones opinion so much. Here are a couple of government sites: http://www.protectfinancialid.org.au/About-the-partners/default.aspx, http://wareseeker.com/free-government-agencies-that-protect-consumers/, http://www.sse.gov.on.ca/mcs/en/pages/default.aspx.

3. Search how to protect yourself? The second site, in number two, is a great site for this it list all the free government agencies that will support consumers.

scam support pillars

Avoid Scams with the 6 Pillars

4. Do more homework on your personal plan. What is your direction? What is your personal plan? Her are some great resources; http://www.slideshare.net/RoyMcDonald/seven-year-plan-ebook-by-roy-mcdonald, http://www.slideshare.net/RoyMcDonald/my-seven-year-plan-roy-mcdonald

5. Decide based on your personal plan. This one is very self explanatory.

6. Never loses your capital. This is very important, if you have no capital then you are out of the game all together and it may take some time for you to get back into the game. Always know where you sit with you long term plan and amounts you can spend on new ideas, products or services.

In Closing Roy McDonald’s seven year plan in the link above is a great resource. Weather you think you have a plan or not, you do and as Roy also says, “If you don’t have your own goals then you have been enrolled in someone else’s”, “Weather you have a plan to succeed or fail, you always have a plan”.

February 9, 2010 Posted by | Business, Consume, Consumer Scams, Courses, Real Estate, Seminars, Share Trading, Training | , , , , , , , , , , , , | Leave a comment

Spotting a Seminar Scam

How to protect yourself from a Seminar Scam can be quite simple when you are focused on your lifetime goal of financial freedom. How dose this work and what dose it mean “simple” well what is your financial plan? My mentor Roy Macdonald was always asking me; Where is your 7 year plan? What is your plan for the next 90 days? If you are looking for different results why are you doing the same things and expecting different results? Roy McDonald was very clear on this point ” If you don’t stand for something! You will fall for anything”.

Now after that phrase are things beginning to become clearer? Are you seeing how, being focused can change everything…

Of course we have some references for you and here they are, great sites for you;

http://www.scamwatch.gov.au/content/index.phtml/tag/InvestmentSeminarsRealEstateScams

http://www.nfa.futures.org/NFA-investor-information/publication-library/scams-and-swindles.pdf

The second link is a download that will give you great information and something to take along to a seminar a reference to helping you avoid the scams.

If you are more of a video person then I have found a great federal government video, check it out on this site;

http://www.ftc.gov/multimedia/video/scam-watch/fraud-inside-look.shtm

So how dose all this work and why am I so confident on avoiding the scams. Well its my education, I talked about Roy MacDonald being my mentor before and I have had a lot more. The books I read with authors like Brad Sugars, he is an awesome resource. Also other mentors I have that I may never meet though, I have learned some great principles form. Life principles that soon become habits and that is the real learning here creating great habits that will stay with you and serve you. We all want that great lifestyle and everyone can have it, just don’t become lazy and think you’ll just cruse through life thinking everything will be okay and you can trust everyone. I hope this has been of help and you should take some action now! Take an action to move you towards better success habits.

Regards Mark P.S check out how to write a Seven Year Plan HERE: http://www.slideshare.net/RoyMcDonald/seven-year-plan-ebook-by-roy-mcdonald

February 4, 2010 Posted by | Courses, Seminars, Training | , , , , , , , , | Leave a comment