Scams How to spot them in Your Industry!

Protecting the consumers from the robbers!

Have you been scammed on your goals

Have you really been taught how to write goals or is it just a support option that you have told is big value from a course, training or seminar?

Roy McDonald told me all I need to know about goals setting and how to make the most of them each day. Roy said you must start your goals with your “why”, if your why is not enough you will never have the determination to complete the action necessary to achieve a goal.

1. Why do you want this?

Roy McDonald also has a system to writing goals its called “smarties

Specific,

Measurable,

Attainable,

Realistic,

Tangible,

Inspirational,

Emotional,

Success.

Don’t attend a seminar that tells you to set goals unless they give you support written documents that you can refer to help you on your way. If I was to recommend a site it would be http://onelifegoals.com, they have a great tool at the Goal setting workshop.

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April 1, 2010 Posted by | Seminars, Training | , , , , , , , , , , , , | Leave a comment

Tips on avoiding Online Share Accommodation Scams

Learn how to avoid Online Share Accommodation Scams

first published on http://www.student-share-accommodation.com.au/Scam.aspx

Essential guidelines when looking for share accommodation to avoid being scammed:

  • Payment by Money transfer: Money transfers can’t be traced (e.g. Western Union) and that’s why scammers use this method to receive payment. Be very cautious if a housesharer requests you use money transfer service. Be prepared to ask if they will accept an alternative payment means. Also never pass on a receipt for a money transfer even if the transaction was carried out with friends or family – receipts allow scammers to access the funds.
  • Paying money upfront: Deposits are widely accepted standard in renting, paying money upfront to secure a room is certainly not! Arrange a viewing and see the house before you pay any money upfront.
  • Always actually visit the house: The best way to ensure the house really exists is to visit the property and meet the person letting it out. Be suspicious whenever a person refuses to let you visit the house
  • It looks too good to be true: Sounds too cheap? Looks absolutely fantastic like it’s a five star hotel? Steer clear of very cheap rents for the area or very professional looking photos.
  • Landlord based abroad: Most scams come from abroad. So if someone tells you they are abroad on holiday or on a business trip be very suspicious, especially if they say you can’t see the room because they are out of the country.
  • Pushiness: For example if the housesharer states you must pay by money transfer and nothing else be careful. Scammers must make you do things in a certain fashion if you’re uncertain be assertive and ask questions, remember you can say “no” and there are plenty of other rooms.

Learn more about Roy McDonald and real estate here

March 23, 2010 Posted by | Consume, Consumer Scams, Courses, fraud, government resources, Real Estate, Real Estate Buying, Real Estate Selling, Real Estate Seminars, Real Estate Trading, Real Estate Wealth Creation, Research sites, Seminars | , , , , , , , , , , , , , , , , , , , | Leave a comment

Top Tips to Protect Yourself Against Frauds and Scams, Identity Theft and Reduce Spam Email

This article was first published on: http://www.consumerfraudreporting.org/defend_yourself.php

What can you do to defend yourself from scams, frauds and identity theft? Whether you think you have been the victim of a fraud or scam or want to be proactive in protecting yourself, here is a list of specific and simple actions that you can take, some just once, to protect yourself and your family!  We have ranked them in order that you should take them:

  1. Don’t use or carry a checkbook. Pay by cash or credit card. Paying your bills through your bank or credit union’s online bill paying service (which is usually free) is much safer than mailing a check.
  2. Buy and use a paper shredder. Shred any documents that have your social security number or other financial information, such as your bank account numbers, credit card numbers etc.  identity thieves actually go through homeowner’s trash to obtain personal information. If you don’t have a shredder, burn these  documents completely in the fireplace.
  3. Freeze your credit! It prevents scammers from opening unauthorized accounts in your name. Even if your state is one of the few that doesn’t allow a freeze, thanks to pressure from consumer advocacy groups, you can still freeze your files at the three major credit bureaus.  See this page for more information about both freezes.
  4. Sign up on the Do-Not-Call List
  5. Sign up to block credit card offers from arriving in your mailbox.
  6. Don’t carry your Social Security card with you. When you renew your driver’s license, make sure the DMV does not use your Social Security number as your driver’s license number.
  7. Use a separate email address when you post messages to any public forum, such as newsgroups and mailing lists. Free email accounts from Yahoo and Hotmail are perfect for this. Never use your personal email address for this purpose: you will be flooded with spam. You can periodically check this email account to see what’s spam and what isn’t. A bonus is that Yahoo’s spam blocker is better than those from most ISP’s! And your main personal email address won’t be as clogged with spam. Some ISP’s, like AOL and BellSouth.net give you multiple email accounts free with your paid service.
  8. Don’t give out any financial information, such as checking account and credit card numbers; and especially your social Security number; on the phone or online, unless you initiate the call and know the person or organization you’re dealing with. Don’t give that information to any stranger. In general, it is only required for medical providers, banks, mortgages and credit card companies.
  9. Don’t fill out the “win a vacation” and other promotions you see in stores and shopping malls.  That will just get you on a junk mailing list and guarantee calls from persistent, high-pressure salesmen.
  10. Don’t pre-print your driver’s license, telephone or Social Security numbers on your checks. And in states that want to use your social security number as your driver’s license number, insist on another method – most allow it.
  11. Report lost or stolen checks immediately. The bank can block payment on the check numbers that are missing. Also, review new checks you receive, to make sure none has been stolen in transit.
  12. Store new and cancelled checks, credit card statements, medical bills, anything with confidential information, in a safe place and shred them when you are done with them.
  13. Guard your Personal Identification Numbers (PINs) for your ATM and credit cards, and don’t write on or keep your PINs with your cards. You should also guard your ATM and credit card receipts. Thieves can use them to access your accounts.
  14. Be creative in selecting Personal Identification Numbers for your ATM and credit cards, and passwords that enable you to access other accounts. Don’t use birth dates, part of your Social Security Number or driver’s license number, address, or children’s or spouse’s names. Remember: If someone has stolen your identity, he or she probably has some or all of this information.
  15. Use a good anti-virus software, anti-adware software and a hardware firewall on your computer, and keep them up to date. You need all three. Almost all modern Routers (Dlink, LinkSys, NetGear, Buffalo, Airlink, etc.) have a hardware firewall built in. See the left side of this page for the current recommendation for ant-virus / anti-malware programs.
  16. Don’t put outgoing mail in or on your mailbox. Drop it into a secure, official Postal Service collection box. Thieves may use your mail to steal your identity.
  17. If regular bills fail to reach you, call the company to find out why. Someone may have filed a false change-of-address notice to divert your information to his or her address.
  18. If your bills include suspicious charges, don’t ignore them. Instead, investigate immediately to head off any possible fraud before it occurs.
  19. Check your credit report regularly. Federal law allows you to obtain one from credit report from each of the 3 major credit reporting agencies per year. See this page for more information.
  20. There are services online, some free, such as SneakMail that provide you with disposable addresses that can be deleted if they begin to receive spam messages. The disposable email addresses forwards email to a real email address of yours, but the sender can not see this. If you create a unique address for each email newsletter or forum you subscribe to you can  discard the address is it gets too much spam and just start using another email address.
  21. NEVER buy anything from a company that sends you spam. Don’t even visit their sites or ask for more information. It is like feeding a stray cat.  Give it one morsel of food, and it will be there all the time (and that may be fine with cats, but NO one wants spammers at the doorstep!).  Remember, since they send out millions of spam emails, they only need a tiny fraction of responses to be profitable.
    And if that doesn’t convince you, consider this: the vast majority of spam “offers” are in fact scams!
  22. Set up filters in your email program. Outlook does this quite easily. When you open an email and realize that it is spam, just click on Actions then Create Rule, then select an appropriate action, such as “from” then click “Move e-mail to folder” and select the “Deleted Items” folder. That’s it!  You’ll never receive email from that particular address or subject again!  More anti-spam filtering tips and information.
  23. If you have a website, do not post your address in the HTML “mail-to” format, otherwise you will be spammed, since address-harvesting spiders (programs) extract your email address from the website and add it to the spammer’s lists.  Instead use feedback forms through PHP, ASP, or JSP that hide the email address, OR post the email address as a GIF (image file).
  24. Check out this list of tips on evaluating email, letters and phone calls you receive for potential scams.
  25. Finally, if it seems to good to be true… IT IS! No one is going to send you a pile of money from a dead Nigerian president, no lottery is going to make you a winner from a “randomly selected from a database of email addresses”.  Multi-level marketing IS A SCAM, ALL psychics are nothing more than conmen, and you can not  make big money from “passive residual income in a few hours of your spare time each day”. And there is no Easter Bunny.

Resources lists and guides – lists of domain extensions for other countries, telephone country codes, area codes, etc.

The bottom line is, if you want to live like a Prince or Princess in a fairy tale, then use common sense, work hard and work smart to achieve your goals.

March 17, 2010 Posted by | Business, Consume, Consumer Scams, Courses, fraud, government resources, Real Estate, Report a Scam, Research sites, Seminars, Share Trading, State Resources, Superannuation, Training | , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

7 Tips For Spotting An Investment Scam

Author: P. Christopher Music

Do you know the tale-tell characteristics that indicate “investment scam?”

Over the course of the last two decades in the financial industry, I have had good fortune, and yes, bad fortune in learning about the realities of investments.   When I speak with investors, it’s not uncommon for some people to insist on certain delusions they have accumulated regarding the subject.  This article is an effort to give you some the characteristics of any investment proposal that deserves your careful scrutiny and distrust.

Most investment scams have certain characteristics in common:

  1. 1. Secrecy – Any investment program that is worth anything can stand up to the scrutiny of financial advisors, accountants, attorneys and anybody else with some investment acumen.  Many scams create this confidentiality to give the investor the feeling that they are “on the inside,” privy to investments only available to wealthy families or a select group of fortunate people.  The confidentiality requirement is designed to prevent you from communicating with others about your involvement so you will keep believing what the scammers are telling you.
  1. 2. High Returns—What rates of return should a person receive for investing money?  Well, if it sounds too good to be true, it probably is.  While 20% returns may be possible for very speculative investments under certain circumstances, anything beyond that is simply not real over time.  If any return on investment is greater than what would normally be earned on that type of asset, it is a good indicator that something isn’t right.  Consult a knowledgeable financial advisor of your  investment plans if you have any doubt.
  1. 3. No Track Record — Any investment program should have returns that can be verified by a reputable third party, such as an accounting or law firm.  Further, the principals of the program should have fully verified backgrounds with a proven record of successful past investment programs.  Moreover, any start-up would have a logical product and a complete business plan replete with reasonable financials and marketing plan.  If there is no track record, forget it.
  1. 4. Lack of Full Documentation—Any legitimate investment has full documentation, including a prospectus (a document that explains the details of an investment) or offering memorandum (which is for private placement programs, investment programs that are made available to qualified investors and not to the general investor public).  Complete contracts would also be provided carefully covering all of the details of the proposed investment.  Insist on full disclosure.
  1. 5. Guarantees—To my knowledge, the only investments that provide guarantees are insurance policies.  If someone is offering you guaranteed returns or a personal guarantee, it’s not worth anything.  If you lose your money in the investment, the personal guarantee is only as good as the assets of the person issuing the guarantee (if they had the money for the guarantee, why would they need yours?)
  1. 6. No Registration with Regulating Authorities—In order to offer an investment to the public, in most cases, the principal creating such an investment will have to register it with the State.  Further, the person selling the investment will have to be registered with the State as a securities salesperson or investment advisor.  Lack of such registration is a red flag.
  1. 7. Offshore Tax Benefits — For American citizens, there are no offshore tax havens.  In other words, US citizens are taxed on worldwide income, regardless of the source.  Anyone stating that you can save or avoid income taxes by moving offshore is just dead wrong.  There is no surer way of creating a problem than attempting to evade taxes.  While there are asset protection reasons to use offshore entities, there are no legitimate income tax saving strategies offered offshore that cannot be done domestically.

I know I said 7 tips, but I thought of one more…

  1. 8. International Lure—Investing internationally has a certain allure to it.  It’s exotic and different.  The only problem is that you transfer your assets overseas and the chance of getting them back may be zilch.  The complexities of international financial regulations and laws make it a great justification for someone to not be able to deliver on intended investment results.  Just keep your money closer to home.

Greed and Desperation

People invest in these programs due to desperation for money or the desire of getting something for nothing.  The way to wealth is through investing wisely in your own ability and production and being intelligent enough to not spend everything you make.  Falling victim to any investment scam can be a significant setback to your quality of life.  Just don’t play that game.  Learn the natural laws of money and apply them and you will be where you want to be in due course.

Article Source: http://www.articlesbase.com/banking-articles/7-tips-for-spotting-an-investment-scam-1943536.html

About the Author

After 15-plus years of being a financial planner, Christopher Music decided there had to be a better way. Witnessing financial debacles of big industry and government-driven economies caused Christopher to take action, developing an instrument that measures the success of any financial plan. The Financial Security AnalysisTM (FSA) is the back bone of Music’s firm, Wealth Advisory Associates (WAA). WAA is a financial planning firm focused on helping private-practice physical therapists understand and implement the most effective strategies to achieving financial success and security. Visit http://www.wealthadvisoryassociates.com

About Roy McDonald

For the past 43 years, Roy McDonald has been searching out, creating, and pioneering some of the best strategies for creating wealth and success in people’s lives. He is the founder of OneLife International.

As an educator, author, business coach, and strategic planner, Roy McDonald is a hands-on wealth creator. The programs that he teaches at One Life International have enabled hundreds of satisfied clients to increase their belief in themselves and therefore their belief in their ability to create wealth.

Roy McDonald is a self-made millionaire and director of 49 different structures and interests in more than 24 companies that turn over in excess of $30 million a year (more than $700,000.00 a week!). This includes an Accounting Firm, a Financial Planning Company, a Real Estate Business, a Development and Construction Company, a Training Organization and other business including Investment companies, Trading Companies, a Travel Company, Farming and Cattle Breeding.

Roy McDonald has been educating people in wealth creation strategies for over 23 years and now with OneLife, Roy gives the participants of his programs a holistic and balanced approach to creating the life of their dreams.

March 16, 2010 Posted by | Consume, Consumer Scams, Courses, fraud, Research sites, Seminars, Share Trading, Share Trading Seminars, Share trading Wealth Creation, Superannuation | , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

How much superannuation do I get paid? Don’t be scammed

Don’t get scammed by your employer, know how much superannuation should you be getting paid?

Here is a guide:

our employer must pay a minimum of 9% of your earnings base into your super account

Generally, as an employee, your employer should be paying super for you if you are:

  • aged 18 years or over but under 70, and;
  • paid at least $450 (before tax) in a calendar month

If you are under 18, you are eligible for compulsory super guarantee if you work 30 hours or more a week.

This is the site I got the information from: http://www.ato.gov.au

and the article is: Superannuation Guarantee – Individuals

Don’t be scammed follow up on your super and plan for your future.

RoyMcDonald seven year plan ebook by Roy Mcdonald


March 12, 2010 Posted by | Consume, Consumer Scams, Courses, fraud, government resources, Report a Scam, Research sites, Seminars, State Resources, Superannuation | , , , , , , , , , , , , , , , , , , | Leave a comment

I’ve been scammed!!! What do I Do?

First of all go to your local police or authorities and report the scam, then go to http://www.scamwatch.gov.au/scamstargetyou/help.php

They will show you how to report it their.

Remember that there are many types of scams and just because one area of government won’t follow it up there are more that will. Depending on the scam will depend where you go as well make sure you take the time to report and suport others with your findings.

protect yourself

protect yourself and others from scams

March 9, 2010 Posted by | Consume, Consumer Scams, Report a Scam, Research sites, State Resources | , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Roy McDonald, what is a scam?

If we look at the history of a word or the origin of that word, weather it is the meaning of that word in another language or how it is a acronym of a word (slang) we can better understand how to proceed in our situation. If we search around on the word scam we can find some interesting results, on wikipedia we can see the true origin of the words history where it was first used and in what context. Here is a quote from the history of the word scam ;

History

The first known usage of the term “confidence man” in English was in 1849; it was used by American press during the United States trial of William Thompson. Thompson chatted with strangers until he asked if they had the confidence to lend him their watches, whereupon he would walk off with the watch; he was captured when a victim recognized him on the street.[1]

The true meaning as given on wikipedia is;

confidence trick or confidence game (also known as a bunkoconflim flamgafflegrifthustlescamschemeswindle or bamboozle) is an attempt to defraud a person or group by gaining their confidence.

If we take this a little further and look at the word confidence;

Confidence is generally described as a state of being certain either that a hypothesis or prediction is correct or that a chosen course of action is the best or most effective.

We can start to see that a “confidence trick” (scam) is something that is really up to market forces, as the term would surgest in real estate, “When the market is right, it is right and when the market is wrong, it is right!” This just means that no one really makes the definition singularly, it is a variety of sources that determines the result.

market is any one of a variety of different systemsinstitutionsproceduressocial relations and infrastructures where by personstrade, and goods and services are exchanged, forming part of the economy.

This means that we are always changing and there will always be a negative and a positive to the question, (is this or him or her a scam) what you will need to do is keep yourself up to date with the changes to the situation as tomorrow the market may change. Roy has a saying that goes; Planes fly into buildings! So you can never predict and you must always expect the change will come, it maybe the only prediction you can make.

How will this effect you in the evaluation of a scam? Well lets say a person was involved in being accused of scamming (confidence tick), and they then looked at what they where doing from the perspective of the person that had accused them of this, then change what they where doing. Would this person now be more aware of its consumers? Would their product or services be more in tune with the market now (remember the market is always changing) or would the person that had not had this experience become the one who is not with the times or timing of the market, now could be the one accused of scamming? It can be difficult for a consumer to find the true path they wish to take. That is why I believe a lot in the teachings of my mentor Roy McDonald. He has a primary focus of you purpose in life and where  you want to go and who you want to be. This will cut your decision time down in a big way. You will be well aware of what you want to do and where you want to be thus understanding that industry, product or service better then the average consumer, therefore being able to make a better, educated decision promptly. Have a look at Roy’s Seven Year Plan here this may help you create a future that is more focused and give you more clarity. You should also look for other mentors online that provide a lot of good free advice like Brad Sugars free ebooks.

March 8, 2010 Posted by | Business, Consume, Consumer Scams, Courses, fraud, government resources, Real Estate, Report a Scam, Research sites, Scam Games, Seminars, Share Trading, State Resources, Superannuation, Training | , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Topher Morrison on is the secret a scam?

The secret as such is a great movie topher talks about in this video, he says that they may of just missed a few main items when it came to expressing the point of “action”. Topher Morrison lets us know the importance of having a clear intention and then giving that intention all the action that requires its attainment.

Here is the interview with Topher Morrison, the interview was done by Lilou Mace.

You can find out more about Topher Morrison here and check out more interviews with Lilou Mace on her youtube channel here.

Its only been a few years now that the secret has been out and it has been a crazy hit with hundreds of millions of copies sold and viewed around the would, so is Tophers points valid here? I think so and I think it is hard sometimes when you are so involved in a project to have a point like that missed, it also can be viewed that action really dosen’t need explaining as it seems to be that you need to take action to make anything happen.

The Law attraction explained on Wiki, here are the three steps;

1. Ask

2. Believe

3. Receive

Quote from wikipedia; “Thinking of what one does not have, they say, manifests itself in not having, while if one abides by these principles, and avoids “negative” thoughts, the universe will manifest a person’s desires”.

I think that Topher is right when you look at it this way, just reading the three principles you could say I have been scammed here and I never got anything or I got what I didn’t want. A clearer action step process could be a worth while pursuit here  for the team that developed the answer.

One of the success stories in the movie John Assaraf explains that they may have missed this point of action as well in the above youtube video. My mentor Roy McDonald has also talk about this in some of his seminars, as has Topher. They both stand by it and think it has been an amazing movie for many to experience just make sure you take action precise action Roy and Topher express.

March 5, 2010 Posted by | Consume, Consumer Scams, Courses, fraud, Research sites, Seminars, Training | , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Fighting Fraud Online with New Offensive

Scam watch join the online offensive

Online fraud and scams has jumped up over the last year with a 16% increase overall in the complaints, 68.6% of that was via the internet. A new campaign from the government site http:scamwatch.gov.au has produced a banner that you can add to your site to help protect consumers.

Article reference:

Channel 7 Sunrise

Full List:

2010 Government partners

2010 Private partners

Top

2010 Community partners

Scams Target you

Add the scam watch banner to your site

March 2, 2010 Posted by | Business, Consume, Consumer Scams, fraud, government resources, Real Estate, Report a Scam, Research sites, Scam Games, Seminars, Share Trading, State Resources, Superannuation | , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Real Estate Lead Generation SCAM Spot them the How To here.

Hi http://www.scam.com/ you have really written a bad article here, boo who? Timhead well that is his name on top of the article, http://srv349.rackco.com/showthread.php?p=798710.

Titled Real Estate Lead Generating Scams,

Free real estate posting sites, Its Free, FREE, FRE to post your Real Estate on our site.

QUOTE: This Back door marketing trap catches visitors by utilizing unsuspecting Realtor Companies Listings as the Bait to harvest leads.

Okay Timhead why is the sale of information such a big deal, you buy the new paper don’t you and they do a lot worse with peoples names then an agent calling a prospect back who wants to list their house. If you new anything about lead generation and the sale of leads it is governed quite strictly and no one interested in buying a lead that could be worth thousands would be harvesting mass generated low targeted leads.

A lead generation process happens on a very defined market niche where the prospect or the consumer is looking for very specific information, a lead generated from a random question is not only worthless but is considered spam and for you so called big business these leads are lucky to be worth cents per thousand.

If a real estate lead is generated in mortgage broking it will be a cost to a seller of that service from $40 to $130 per lead, do you think that someone is going to buy that if the consumer is going to say “how did you get my details” “I didn’t sign up for this” are you kidding or just living in the 90’s Timhead. Also a lead for an agent looking to sell / buy property can be worth up $5000 for a buyers agent and a percentage of the agents commission if someone is looking to sell. Please tell me what person would buy a real estate lead of that value, that would have a consumer not be happy to have this person contact them?

Check out the first comment:

This really doesn’t sound like a scam to me. If you sign-up for something you have to read the privacy policy or else your information probably will be used in ways you don’t know about.
It’s a common practice among all types of sites.

Haha nice one http://www.scam.com/ super article, maybe you just wrote some poor article because you thought you maybe able to generate some traffic on you site in that area then hoping they click on your masses of google ads, sounds like the article should be on click fraud because that is all you are enticing, article that make people want to leave your site by clicking on your ads.

Here are 30 reasons why people loose money in real estate

February 26, 2010 Posted by | Consume, Consumer Scams, Courses, fraud, Real Estate, Real Estate Buying, Real Estate Selling, Real Estate Seminars, Real Estate Trading, Real Estate Wealth Creation | , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Neil Jenman Scam? Consumers Alert or Just MASSIVE EGO…

The consumer protector in real estate he says, protecting consumers from scams and fraud in real estate. He has left a trail of destruction all over the place and our friends in New Zealand don’t like him ether.

Don’t tread on his ego because he will go to work on you with his  SEO works online, first article from consumer warning talks about how he just set off to tarnish a person credibility online with his sites. Then property investing forum suggest that they will not advise anyone to consider information on his site and they just want to say away from him.

To quote http://trialbyinternet.blogspot.com

If you seek legal advice, the first step of course is to have a cease and desist letter sent which Jenman simply laughs at. In some cases, Jenman further ridicules his victim by boldly publishing his mocking remarks relating to their attempted defense. “If what I said is really untrue then sue me!” This bold response from Jenman gives the impression that he must be telling the truth about his victim, but actually like most intelligent and pre-meditated doers of evil, Jenman knows that the chances of a conviction are slim. Defamation is one of the most expensive and high risk areas of law to defend yourself against and if you lose you have to pay not only your own legal costs (which can vary between $100,000 and $300,000) but you have to repay around 65% of the other sides costs as well. Even if you do win, damages are hard to quantify and there is no guarantee that you will get them. On top of that, it can take 1 – 2 years to get a result. Is it any wonder that most people Jenman defames never go past their first letter of demand? They have little choice but to remain guilty – unable to prove innocence. They suffer in silence or they change their name. The simple fact is, Jenman can say what he likes and unless you have the cash, the time and the will, Jenman wins.

A comment on the article: September 3, 2008 2:09 AM Well written … and well researched. I have been on the receiving end of such bullying tactics of gutter journalists and self-promotion egomainiacs. People like Jenman and Current Affair journo’s like Ben Fordham are the scum of the earth and have no moral values beyond their own egos. They never do real research, they find a person that they think they can destory then create lie after lie to build their case, hidding behind the walls of solicitors and TV cameras. For all those people who have been attacked by these scum, stand tall in the truth, they will be brought to judgement eventually. “Greater is He who is in me (God) than he who is in the world (satan).”

The comments seem to go on and on he really dose not have any fans here..

Then jump on over to a PDF from the Real Estate Institute of New Zealand (REINZ) They have an article here is the first little bit;

The real estate institute of New Zealand (REINNZ) today cautioned people not to accept at face value the extravagant assertions of self-styled consumer advocate Neil Jenman. Jenman, the controversial Australian auther and seminar promoter, who positions hinself as a consumer advocate is currently visiting New Zealand running seminars questioning the ethics of real estate Practitioners. The real purpose of his seminar is to enable him to build his business of “accredited” Jenman system real estate practices.

So here is a bit more on how he works the online world in his favor, a very small amount of his site;

JenmanFightsBack.com.au registration to “THE NEIL JENMAN GROUP PTY. LIMITED” then,

Jenman.com.au registration to “The Jenman Winners Circle Pty. Limited” also

RealEstate-Help.com.au registration to “THE NEIL JENMAN GROUP PTY. LIMITED” then

RealEstateMonitors.com.au registration to”The Neil Jenman Group Pty.”

they are all title in a way to build his authority in the search engines, you should go to,  JenmanFightsBack.com.au tag line ‘protecting the man who protects consumers’… has been build to protect is so called reputation?? Why whould a man that protect consumers need a site like that?? hmmm maybe to rank in areas that people slander his name, great key words their Mr. Jenman. His wife and daughter have put together this site it says;

Quote by Reiden Jenman,

To the cowards who make these claims and to one coward in particular (who places our home address on the Internet and puts my family’s safety at risk), I say this to you.

Really i’m confused about this so called consumer protector?? who’s family is at risk! sounds like he has over step and over stayed his welcome with the real estate industry. So how do you evaluate this kind of person when a normal search on a personal name, then scam or scams after it would bring up information about the person that they would not like others to see, his search just brings up every article on everyone else he has named and shamed…what do you think of that Reiden?? And then every other avenue has his sites like ‘RealEstateMonitors.com.au’ sites that are built to support his other article sites and written to deceive consumer by implying that his site is, ‘an association develop’ by the industry or the government. Here is a bit from the ‘about’ section on this site.

We monitor agents and salespeople, looking for those who provide the best service for consumers.

In conjunction with Neil Jenman, we also monitor property investment advisers. really is that right? that you monitor agents and salespeople? because it is owned by “The Neil Jenman Group Pty.” and they would recommend agents that only have completed his course or seminar (the Jenman System)  hmm the plot thickens Jenman. or maybe I’m wrong, maybe your motoring site that is owned by you is put there for another reason… what if you jump in the comment or courts and prove me wrong ops that is Jenmans line.

Well drop your thoughts and make your own judgement, i’m done with using his site for any research.

P>S also someone has taken this site down haha good one everthing is always online, so goto: http://web.archive.org then search http://www.jenman.org

more comments at: http://www.propertyinvesting.com/forums/community/opinionated/15267

February 25, 2010 Posted by | Business Seminars, Consume, Consumer Scams, Courses, fraud, Real Estate, Real Estate Buying, Real Estate Selling, Real Estate Seminars, Real Estate Trading, Real Estate Wealth Creation, Report a Scam, Research sites, Scam Games, Seminars, State Resources, Training | , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Consumer Scam alert! Home insulation installers

Have you been scammed with the latest government rebate? What has this done to you we would love to here your feedback?

The federal government finally came to a decision on Friday the 19 of February that the  rebate or the home insulation program will finish. I have done some digging based on some of the principles my mentor Roy McDonald has shown me. So Roy if you remember from some of the other articles informed me to jump online and search some of the government websites as the regular news articles are not always right, they can be corrupted by the intention to sell more papers. Going around I found a great article for Victoria; Consumer Alert / Home Insulation Installers, Just click on that and you’ll find a great resources on what to do as a home owner in this mess and also as a installer of the insulation. Here are the topics they cover:

Before you insulate your home,

If you have had insulation installed recently,

If you are currently having insulation installed or are considering doing so.

This is the best one so I copied it over for you:

Insulation safety checklist for householders;

Yes No
Does your ceiling contain halogen down lights?
Does your ceiling contain incandescent down lights?
Do you have a gas heater with a flue that goes into the roof space?
Do you have a fireplace with a chimney that goes into the roof space?
Are there any TV boosters or security alarms installed in the roof space?
Are there any transformers in the roof space, for example, to service a door bell or other low voltage equipment?
Is there a high intensity heating lamp in the bathroom?
Is there an extractor fan in the kitchen or bathroom that vents into the roof space?

If you have had your insulation installed and you are wondering what to do about the safety checks go to Home insulation Program, this site is the department of environment, water, heritage and the arts and the page I have added the link to is the Home Insulation Program it also has information on or advice for installers.

Don’t be the one that is left in the dark on this one,  make sure you know your rights as Roy McDonald would say, get the facts and protect yourself from these scams and ripoffs. Once you have read those few pages you will find the right way to approach making your house safe and then you can receive the maximum benefit from your home insulation.

February 24, 2010 Posted by | Consume, Consumer Scams, government resources, Research sites, State Resources, Training | , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Seminar Scams; Jamie Mcintyre Scam or Not?

The 21st Century Wealth Academy and Jamie Mcintyre, Real Estate Investing / Trading, Wealth Creation, Share Trading and more, so how dose this guy do so much and is it a scam? Jamie Mcintyre runs seminars all over Australia and online he also offers free DVD’s on his seminar, on them he talks about Investment Strategies for Real Estate Investing / Trading and Share Trading general Wealth creation stuff and so on, you can find them almost everywhere online, Financially Free DVD.

So I went for a look around like I recommend on this blog to find the truth on this guy Jamie and I found some interesting articles on some of my recommended sites like http://www.fido.gov.au and got a great article titled Another wealth creation spruiker caught out and the another called Action stops further promotion of wealth creation seminars. Now these where posted back in 2005 and its now 2010 so what now?

His Background (as stated on the fido.gov.au website)
21st Century Academy promotes, advertises and conducts a business of holding wealth creation seminars. These seminars, and related materials, purport to teach people ‘how to excel in the 21st century and make money while you sleep’. Mr McIntyre is described as ‘the founder and head facilitator of the Academy, …a self-made millionaire and an inspiration to thousands’.

ASIC secured interlocutory undertakings from 21st Century Academy and Mr McIntyre on 5 April 2005 to restrain this conduct, pending the Court’s final decision.

Also you may notice that on this page as well http://www.fido.gov.au/fido/fido.nsf/byheadline/05-167+Another+wealth+creation+spruiker+caught+out you have the results of what has gone on, the results of Jamie Mcintyres companies like 21st century academy. You maybe surprised as I was when I had first come across all this negative information about Jamie, you’ll see that the decision was made and Jamie was to not give advice until or unless its given by a company or persons that held a AFSL, Australian Financial Services Licence. There is a little more and you should have a read though that is pretty much the idea.

Here is another interesting part if you go to http://www.21stcenturyacademy.com/jamie-mcintyre.php you’ll see a brief bio on Mr McIntyre and at the bottom it has what he requires to give advice,

Jamie McIntyre is an employee of 21st Century Investment Services Pty Ltd and an authorised representative of Romad Financial Services Pty Ltd (AFSL No 238 032). Jamie has been certified by Romad as being qualified in the areas of derivatives, securities and managed investment products. He is currently authorised to provide general advice and dealing services in Derivatives, Deposit Products, Managed Investments and Securities (ASIC No. 321 315).

Here is another quote from fido.gov.au;

The Executive Director of Enforcement at ASIC, Ms Jan Redfern said the Federal Court’s action should remind consumers that it is important to check the credentials of people providing financial advice.

That is the kind of advice we like to here on scams in any industry weather it is seminars, real estate, business or what ever you name it, the truth will be found on a proper website like the ASIC one or any of the government websites we recommend.

So to wrap this article up I want to let you know the process here: We did a google search and looked for government websites, they have .gov on the end of there URL then we did some reading and did so until we found a conclusion to the story on Jamie, he was a little easier then some less known people though that is a good start in spotting a scam in any case.

February 23, 2010 Posted by | Business, Business Seminars, Consume, Consumer Scams, Courses, fraud, government resources, Real Estate, Real Estate Seminars, Real Estate Wealth Creation, Research sites, Seminars, Share Trading, Share Trading Seminars, Training | , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Don’t get scammed on your Retirement Money!

Here is a grate calculator that will help you work out what your retirement income will be, its a good idea to revisit the site often to work on the right numbers;

http://apps.finra.org/Investor_Information/Calculators/1/RetirementCalc.aspx

February 22, 2010 Posted by | Research sites, Superannuation, Training | , , , , , , , , , , , , , , , , | Leave a comment

Spotting a corporate scam in the industry your investing in!

Roy McDoanld has given me one of the greatest gifts that I could ever receive, and that is the gift of learning, Roy said that in order to move forward you need to learn from the past. In one of Australia’s biggest corporate scandals there can be a lot of learning. The asbestos scandal with James Hardie Industries took a turn for the worse when in 1995 the chief operating company was quietly stripped of its assets. Trade names, patents, huge management fees  and dividends flowed to the parent company.

“GREG COMBET, SECRETARY, ACTU: This is one of the most morally and legally repugnant acts in Australian corporate history.” ABC’s 730 Report

If we are to learn from this we could be to look into to corporate scams and frauds, Matthew Johnston from the University of Melbourne has written a great article on how “study shows how best to bust corporate fraud” this with research form KPMG. They also have some grate articles on fraud risk management and Unmasking the face of corporate fraud. Will help you gain a quick grasp on what can really go on in the corporate world.

Roy McDonald mentions that corporate fraud and scams are driven by greed and this is a trait of the ego as you start looking and researching you will find far more information then you need or will ever need, though once you have a basic understanding of how to spot a scam in the industry then turn your research attention to the people in control of the company and the character traits of them. Once you have your research then you can paint a clearer picture of where the company might be heading and if you should go and invest your super or money into it.

February 19, 2010 Posted by | Business, Business Buying, Business Selling, Business Seminars, Business Trading, Consumer Scams, fraud, Report a Scam, Research sites | , , , , , , , , , , , , , , , , , , , , | Leave a comment